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A Credit Card is a plastic, metallic or virtual payment tool issued by a financial institution that allows you to borrow funds up to a pre-approved limit. Cardholders can use credit cards for making purchases, paying bills, or withdrawing cash. It lets you make cashless transactions, offering a short-term credit facility. A credit card usually offers an interest-free period of up to 45 days (can vary depending on the bank), where you can repay the borrowed amount in full without any interest. You can also opt for EMI payments for a large purchase to divide your payment into monthly instalments.

Having a Credit Card is important because it provides you with financial flexibility, helps you manage unexpected expenses, builds your credit history, and gives you access to a host of rewards, cashback, and travel benefits. When you opt for an IDFC FIRST Bank Credit Card, you unlock the potential to enjoy numerous lifestyle advantages, attractive reward programmes, and superior customer service.

Read more:-  What is Credit Card?

When you use your Credit Card to make a payment, the issuing bank pays the amount to the merchant on your behalf. You then must pay the amount by the due date specified in your statement. If the total outstanding amount is paid before the due date, no interest will be charged.
With IDFC FIRST Bank Credit Cards, you also enjoy an interest-free period of up to 45 days, subject to terms and conditions. The card helps you manage your cash flow efficiently while earning reward points and cashback offers on eligible spends.

Applying for an IDFC FIRST Bank Credit Card is a simple and hassle-free process. You may apply through the IDFC FIRST Bank website, mobile app, or by visiting a branch. You must fill out the application form, submit identity and income proof documents, and complete the KYC verification.
Additionally, IDFC FIRST Bank offers an instant online application facility where you can check your eligibility and receive digital approval within minutes, subject to terms and conditions.

A Credit Card statement is a detailed monthly summary showing your credit card activities, including purchases, payments, fees, interest charges, reward summary, and the outstanding balance. It provides the due date for payment and the minimum amount due.

An IDFC FIRST Bank Credit Card statement can be accessed easily through email, internet banking, or the mobile banking app. Reviewing your statement regularly helps you stay informed about your spending habits and enables prompt repayments.

The outstanding balance on a credit card refers to the total amount you owe to the bank. It includes purchases, fees, interest charges, and any unpaid balances from previous months.

If you hold a credit card, it is advisable to clear your outstanding balance in full before the due date to avoid interest charges and maintain a good credit score. IDFC FIRST Bank also offers multiple convenient payment options for clearing your dues without any hassle.

The credit limit is the maximum amount you can spend using your credit card. This limit is determined by the bank based on your income, credit score, repayment behaviour, and other eligibility factors. However, once you have acquired a credit card, you may request periodic enhancements in your credit limit based on your usage and payment track record.

Typically, credit cards come with various fees such as:

• • Annual fees
• • Joining fees
• • Interest charges on unpaid balances
• • Late payment fees
• • Cash advance fees
• • Foreign transaction fees, etc
  

IDFC FIRST Bank Credit Card fees and charges: IDFC FIRST Bank Credit Cards are renowned for their customer-friendly and transparent fees. Many variants like the FIRST Millennia, FIRST Classic, and FIRST Select Credit Cards and more come with zero annual or joining fees, and the interest rates are highly competitive, offering you greater value.

A credit card offers a host of benefits, including but not limited to cashback, reward points, travel and lifestyle perks, dining discounts, fuel surcharge waivers, and EMI conversion options.

By choosing an IDFC FIRST Bank Credit Card, you gain access to exclusive benefits such as complimentary airport lounge access, attractive rewards that never expire, low-interest rates starting at just 0.75% per month, and insurance covers such as personal accident cover, air accident cover, and more depending on the card you opt for. This ensures a well-rounded financial experience.

Also read: Top 10 Benefits and Uses of Credit Car

An over-limit facility allows you to exceed your sanctioned credit limit for an emergency or important transaction. However, using this facility may attract additional charges and impact your credit score if not managed properly. 

IDFC FIRST Bank Credit Cards have an over-limit fee/charge of 2.5% of the over-limit amount or ₹550, whichever is lower. The over-limit facility is not available on FIRST WOW!, FIRST EA₹N, FIRST Corporate, FIRST Business & FIRST Purchase Credit Card.

You can generate or reset your IDFC FIRST Bank Credit Card PIN by:

• • Logging in to the IDFC FIRST Bank mobile app or internet banking.
• • Then, navigate to the credit card section and selecting ‘Set/Reset PIN’.
• • Enter the OTP sent to your registered mobile number.

Alternatively, you may also use any IDFC FIRST Bank ATM to generate your PIN securely.

Once you receive your IDFC FIRST Bank Credit Card, you can activate it by:

• • Logging in to the mobile app or internet banking.
• • Navigating to the ‘Credit Cards’ section and clicking on ‘Activate Card’.
• • Setting your PIN as part of the activation process for eligible cards* (Terms and Conditions applicable).

Card activation via the mobile app ensures safety and convenience.

*Some cards may include a joining fee during the activation process.

You can view your IDFC FIRST Bank Credit Card statement through multiple convenient channels:

Mobile Banking app/Net Banking:

1. Internet banking: Log-in to the net banking portal and navigate to the credit cards section. You can view or download your statement from here.
2. Mobile banking app: Open the IDFC FIRST Bank mobile app and choose the ‘Credit Card’ option on the dashboard. You can view or download your statement as per your requirement.
3. Email: Monthly statements are mailed to your registered email-ID.

You can redeem your IDFC FIRST Bank Credit Card reward points in the following ways:

1. Visit Rewards website
2. On Net banking/Mobile Banking go to “Reward redemption” section
3. Select “Pay with Reward points” for online purchases on the OTP page at time of making the transaction
4. Choose “Pay with Reward points” for in-store purchases at the time of the transaction (at select Pine Lab terminals). Please note that a reward redemption fee of ₹99 + GST will be applicable on redemption

You may request an increase in your IDFC FIRST Bank Credit Card limit through:

• Mobile banking app: Submit a limit enhancement request.
• Customer Care: Speak to a banking representative.

Upon reviewing your payment history, income documents, and spending behaviour, the bank will decide on an appropriate limit enhancement.

You can get your IDFC FIRST Credit Card if you meet the eligibility criteria such as:

• • You must be at least 21 years old
• • You must be an Indian citizen
• • You must have a healthy credit score
• • Your credit usage ratio must be within an acceptable level
• • You must have an Annual Income of:*
  1. o ₹3 lacs or more for FIRST Classic & FIRST Millennia
  2. o ₹12 lacs or more for FIRST Select
  3. o ₹36 lacs or more for FIRST Wealth

Issuance of our Credit Card is subject to bank's internal assessment and at the sole discretion of IDFC FIRST Bank.

For the FIRST WOW Credit Card:

You must be an Indian citizen at least 18 years of age.

Currently, purchases above ₹2,500 or more made using an IDFC FIRST Bank Credit Card can be converted into EMIs. These include:

1. Retail transactions (both online and offline).
2. • Electronics, travel bookings, insurance, and more.

Cash withdrawals or rent payments are usually excluded. You can convert eligible transactions into EMIs within a specific period, often up to 30 days from the purchase date.

To learn more about credit card EMI payments, click here.

In an unfortunate event if your credit card gets lost, stolen, or damaged, it is crucial to:

• Immediately block the card via mobile banking or customer care.

• Request a replacement card through the app, website, or branch.

• Lodge a police complaint if needed, for stolen cards.

Also read: Steps to follow if your Credit Card is lost or stolen

To set up auto debit on your IDFC FIRST Bank Credit Card:

• • Log in to IDFC FIRST Bank mobile app or internet banking.
• • Navigate to ‘Credit Cards’ → ‘Auto Debit Settings’.
• • Choose to pay either ‘Minimum Amount Due’ or ‘Total Amount Due’.
• • Authorise the auto debit and confirm using OTP.

While there are no specific eligibility requirements to apply for an instant loan through your IDFC FIRST Bank Credit Card, the loan approval usually depends on:

• • Your transaction history and repayment behaviour.
• • Your available credit limit.
• • Internal risk assessment by the bank.

Eligible customers will see a pre-approved loan offer in their mobile app or net banking, which can be instantly availed without paperwork.

IDFC FIRST Bank offers multiple channels to help you pay your credit card bills on time. You may choose from:

• Auto-debit: Link your IDFC FIRST Bank account to ensure timely payments automatically.
• Mobile and internet banking: Use the IDFC FIRST Bank app or net banking portal.
• UPI payments: Pay via any UPI-enabled app using your Virtual Payment Address (VPA).
• NEFT/IMPS: Transfer funds from any bank account using the IFSC code: IDFB0010221.
• Third party: Pay through third-party platforms authorised by the bank.

To learn more, click here

By following these best practices, you can make the most of your IDFC FIRST Bank Credit Card benefits.

Dos:

• • Always pay your bills in full and on time.
• • Monitor your credit card statements monthly.
• • Use credit responsibly and stay within the credit limit.
• • Redeem your reward points before expiry (where applicable).
• • Report lost or stolen cards immediately.

Don’ts:

• • Don’t withdraw cash unless necessary.
• • Avoid only paying the minimum due.
• • Don’t exceed your credit limit frequently.
• • Avoid sharing your card details.

To learn more about smart credit card usage, click here.

You can customise your IDFC FIRST Bank Credit Card’s transaction limits by:

• • Logging in to the IDFC FIRST Bank mobile app or internet banking.
• • Selecting your credit card and tapping ‘Manage Card’.
• • Adjusting the daily domestic/international, online, ATM or POS limits.

This provides better control over your IDFC FIRST Bank Credit Card usage and enhances security.

The eligibility requirements vary depending on the type of credit card you are applying for. You can choose a specific card from the IDFC FIRST Bank Credit Card list to know the specific criteria. Here are the key factors that influence credit card eligibility:

• 1. Age: You must be at least 18 years old.
• 2. Income: Applicant must have a stable and sufficient income. Income requirements can vary depending on the credit card you are applying for.
• 3. Credit score: A good credit score enhances your chances of approval.
• 4. Employment status: Regular employment or a steady source of income through self-employment is required.
• 5. Existing debt: Your current debt levels will be assessed to determine your ability to handle additional credit.

Specific credit cards may have tailored criteria based on income levels, credit usage, and banking relationship with IDFC FIRST Bank.

Yes, one of the most rewarding features of your IDFC FIRST Bank Credit Card is that the reward points never expire. You can earn up to 10X rewards on incremental spends over ₹20,000 and on your birthday, depending on the card, and redeem them whenever you like. This ensures you can accumulate points over time and redeem them for high-value items, gift cards, travel vouchers, or cashback deals as per your convenience.

Yes, EMI conversions on your IDFC FIRST Bank Credit Card includes:

• • A one-time processing fee (depending on tenure and transaction value).
• • Interest rates based on your tenure selection.

However, IDFC FIRST Bank often offers no-cost EMI options on select partner brands and merchants, which can be a cost-effective financing solution.

Yes, you can apply for one or more add-on cards with your IDFC FIRST Bank Credit Card. These cards can be issued to your immediate family members such as parents, spouse, or children above 18 years. You can easily apply online for an add-on card through the IDFC FIRST Bank mobile app or net banking.

Add-on cards share the same credit limit and offer most benefits of the primary card. The application can be submitted online through your banking profile.

Yes, you can conveniently pay your IDFC FIRST Bank Credit Card bill online using NEFT from any bank account. All you need to do is, fill up the following details:

• • Beneficiary Name: Your name as it appears on the Credit Card.
• • Beneficiary Account Number: Your 16-digit IDFC FIRST Bank Credit Card number.
• • IFSC Code: IDFB0010225.
• • Bank Name: IDFC FIRST Bank Ltd.

Ensure that you schedule the NEFT transfer at least one working day prior to the due date to avoid late payment charges.

Yes, you can use your IDFC FIRST Bank Credit Card for international transactions. To do so, ensure that international usage is activated via the IDFC FIRST Bank mobile app or internet banking. Once activated, you may use your card for purchases abroad or on international websites. Be mindful of foreign exchange mark-up fees that may apply.

To learn more, click here.

Yes, you can withdraw cash using your IDFC FIRST Bank Credit Card at any ATM. However, you might need to pay a cash advance charge of ₹199 + GST and an interest rate as applicable from the day of withdrawal. It is advisable to use this facility only in emergencies due to the higher costs involved.

Some credit cards from IDFC FIRST Bank like the Mayura and FIRST Power+ cards, offer interest-free cash withdrawals until the due date, providing you with affordable cash withdrawal whenever needed. 

Also read: What is Credit Card cash withdrawal?

IDFC FIRST Bank Credit Cards offer competitive and dynamic Annual Percentage Rates (APR) starting at just 9% per annum or 0.75% per month. The APR varies based on your credit profile and repayment history. Responsible usage and timely payments can help you enjoy lower interest rates on your card.

IDFC FIRST Bank issues contactless credit cards equipped with Near Field Communication (NFC) technology. This allows you to make secure payments by simply tapping your card at contactless-enabled POS terminals, enhancing convenience and reducing transaction time.

IDFC FIRST Bank Credit Card holders can enjoy exclusive movie ticket discounts. To avail:

• • Book tickets through partnered platforms as specified by the bank.
• • Use your IDFC FIRST Bank Credit Card for payment.
• • The discount will be automatically applied at checkout, subject to terms and conditions.

Regularly check the bank's official website or mobile app for ongoing offers and participating platforms.

Select IDFC FIRST Bank Credit Cards such as the Mayura, Ashva, or the FIRST Wealth Credit Card that offer complimentary airport lounge and spa access at premium domestic airports. To avail:

• • Present your eligible credit card at participating lounges or spas.
• • Eligibility will be verified based on the information provided via required sources.
• • Access is subject to usage limits and terms specified by the bank.

Ensure to carry a valid boarding pass and adhere to the lounge's entry requirements.

In case of loss or theft, you can promptly block your IDFC FIRST Bank Credit Card through:

• Mobile app: Navigate to 'Manage Cards' and select 'Block Card'.
• Internet banking: Access the 'Credit Cards' section and choose 'Block Card'.
• Customer care: Call the 24x7 helpline to request card blocking.
• Through SMS: You can also block your card via SMS. Send an SMS in the format given: SMS ‘CCBLOCK1234’ to 5676732. Here, the numbers “1234” represent the last 4 digits of your card.

Blocking your card immediately helps prevent unauthorised transactions.

Upon activation and usage of your new IDFC FIRST Bank Credit Card, welcome benefits are credited automatically. To ensure you receive them:

• • Complete the required number of transactions within the stipulated time frame.
• • Monitor your reward points or benefits section via the mobile app or internet banking.
• • Contact customer care if benefits are not reflected.

Refer to the welcome offer terms provided at the time of card issuance for specific details.

To learn more, click here.

You can convert eligible transactions of ₹2,500 and above into EMIs through:

• • Mobile app: Open your IDFC FIRST Bank mobile app and tap on the credit card option. Later, select the transaction and choose 'Convert to EMI'.
• • Internet banking: Log in to your net banking account and navigate to the 'Credit Cards' section and opt for 'EMI Conversion'.
• • Customer care: Call the helpline and request EMI conversion.

Ensure the transaction meets the minimum amount criteria and is within the eligible conversion period.

To manage transaction settings:

• • Mobile app: Go to 'Manage Cards' and toggle ‘online’ or ‘POS’ transaction settings.
• • Internet banking:. Access 'Credit Cards' and adjust transaction preferences.
• • Customer care: Call the helpline to request changes.

For security reasons, the CVV number is not stored or retrievable without the physical card. If you've misplaced your card, it's advisable to block it immediately and request a replacement through the mobile app, internet banking, or customer care.

IDFC FIRST Bank Credit Cards offer accelerated rewards on specific categories, on events such as birthdays, and when meeting the monthly threshold spending of ₹20,000 or more. 10X rewards imply earning 10 times the regular reward points on eligible spends. The calculation is as follows:

• • Regular spend: 1 reward point per ₹150 spent.
• • 10X category: 10 reward points per ₹150 spent.

Yes, existing cardholders can apply for an additional IDFC FIRST Bank Credit Card, subject to eligibility criteria and credit assessment. Having multiple cards allows you to leverage different benefits tailored to various spending habits.

Yes, you can modify your auto-debit settings by the following options:

• • Mobile app: Navigate to 'Auto Debit Settings' under 'Credit Cards'.
• • Internet banking: Access 'Credit Cards' and select 'Auto Debit Options'.
• • Customer care: Call the helpline to request changes.

Adjusting your auto-debit preference helps manage your monthly payments effectively.

IDFC FIRST Bank Credit Cards offer reward points that do not expire, allowing you to accumulate and redeem them at your convenience. This feature provides flexibility and maximises the value of your rewards over time.

APR, or Annual Percentage Rate, represents the annualised interest rate charged on outstanding credit card balances. It includes the interest rate and any associated fees, providing a comprehensive view of borrowing costs. IDFC FIRST Bank Credit Cards offer competitive APRs, which vary based on your credit profile and repayment history.

Several IDFC FIRST Bank Credit Cards provide complimentary domestic and international airport lounge access, including a range of travel benefits. For instance, the IDFC FIRST Bank Metal Credit Cards like Ashva and Mayura, FIRST Wealth, and FIRST Select Credit Cards offer multiple lounge visits annually, making your travel experience more comfortable and luxurious. 

These cards not only offer free lounge visits but also come with travel insurance and a range of shopping, lifestyle, and travel privileges.

To learn more, click here

A credit card enables you to borrow funds from the issuing bank, subject to repayment terms, while an ATM card (or debit card) draws directly from your savings or current account.

An IDFC FIRST Bank Credit Card offers numerous benefits over an ATM card, including reward programmes, EMI facilities, and enhanced security features, empowering you with greater purchasing power. Additionally, a few credit cards like Mayura and FIRST Power+ also offer zero interest cash withdrawals until the due date, making it synonymous to using a debit card. However, you need to pay a cash advance fee of ₹199 each time you withdraw money from the ATM.

Also read: Debit Card vs Credit Card: What Should You Choose?

Currently, you can add the digital version of your existing IDFC FIRST Bank RuPay Credit Card on third-party payment apps and pay by just scanning any UPI QR code. Here is how you can add a credit card on other payment apps:

Google Pay App

1. Tap your profile on the top right
2. Under ‘Set up payment methods’, tap ‘RuPay credit card’
3. Select ‘IDFC Bank RuPay Credit Card’
4. Enter your card details and its expiry date, then proceed
5. Tap on ‘Create Pin’ and enter the six-digit OTP you receive from IDFC FIRST Bank
6. Choose a four-digit UPI PIN to finish the linking process.

PhonePe App

1. Tap your profile on the top left
2. Under ‘Payment Methods’, select ‘RuPay Credit on UPI’
3. Click on ‘Add New Card’
4. Select ‘IDFC FIRST Credit Card’ as your RuPay credit card issuer
5. Select your IDFC FIRST Bank RuPay Credit Card
6. Enter the last six digits of your card and its expiry date, then proceed
7. Verify your details using OTP received from IDFC FIRST Bank
8. Choose a strong four-digit UPI PIN to finish the linking process.

Paytm App

1. Under ‘UPI MONEY TRANSFER’, tap on ‘Link RuPay Card to UPI’
2. Choose ‘IDFC FIRST RuPay Credit Card’
3. Tap on ‘Set Payment PIN’
4. Enter the last six digits of your card, expiry month and year, and proceed
5. Complete the verification by entering the OTP received from IDFC FIRST Bank
6. Choose a strong four-digit UPI PIN to finish the linking process.

Flipkart app

To add your IDFC FIRST Bank Credit Card on Flipkart:

• • Proceed to checkout while shopping.
• • Choose ‘Credit Card’ as your payment mode.
• • Enter your card details and save the card for faster payments.

To check your IDFC FIRST Bank Credit Card balance, you have multiple convenient options:

1. Mobile Banking App:
   • Log in to the IDFC FIRST Bank mobile app.
   • Tap on ‘Credit Cards’ from the dashboard.
   • View your current outstanding balance, available credit limit, and transaction details instantly.


2. Internet Banking:
   • Visit IDFC FIRST Bank netbanking portal and log in.
   • Navigate to the ‘Credit Cards’ section.
   • View your real-time balance, statements, and transaction history.
   


3. SMS Banking:
   • Receive an instant SMS for all your transactions in real time including your outstanding balances.


4. WhatsApp Banking:
   • Send 'Hi' on IDFC FIRST Bank WhatsApp Banking to check your credit card balance.

Balance transfer is a facility that allows you to transfer outstanding balances from one or more credit cards to another card, typically at a lower interest rate. This helps you consolidate debt and repay comfortably over time.

The Kisan Credit Card (KCC) is primarily designed for farmers to meet agricultural credit needs. While it is not offered under the regular IDFC FIRST Bank Credit Card list, farmers can visit their nearest IDFC FIRST Bank branch to apply for a Kisan credit card. Documents like land ownership proof, KYC papers, and income declarations may be required.

The IDFC FIRST Bank Ashva and Mayura Credit Cards offer complimentary access to domestic and international airports, including access to railway lounges at select locations. Among others, the FIRST Wealth and FIRST Select Cards offer premium access to airport lounges. These are some of the best options for lounge access as they offer multiple entries every quarter:
 

• Ashva Credit Card: 2 international and 4 domestic lounge/spa accesses and 4 railway lounge accesses, every quarter.

• Mayura Credit Card: 4 international and 4 domestic lounge/spa accesses, along with one guest entry at domestic airports, and 4 railway lounge accesses every quarter.

• FIRST Wealth Credit Card: 2 complimentary visits to domestic airport lounges/spas, and 2 complimentary visits to global airport lounges, including 4 railway lounge visits every quarter.

• FIRST Select Credit Card: 2 complimentary visits to domestic airport lounges and 4 railway lounge visits every quarter.

Also read: Best credit card for lounge access

A lounge access credit card offers cardholders complimentary or discounted access to airport lounges and railway lounges across various locations.

Such cards, including select IDFC FIRST Bank Credit Cards, provide amenities like comfortable seating, free Wi-Fi, beverages, and meals, adding value to your airport waiting time.

Airport lounge access refers to the privilege extended to credit card holders to relax and unwind in airport lounges before boarding their flights. With an IDFC FIRST Bank Credit Card offering this benefit, you get:

• Complimentary lounge access per calendar quarter.

• Access to partnered lounges across major Indian airports

This benefit is valuable for business and leisure travellers alike.

The eligibility criteria for IDFC FIRST Bank Credit Cards include a stable income and a minimum age of 18 years. Students can check if they meet the income criteria or they can apply for FD-secured Credit Cards like the FIRST WOW! Credit Card and FIRST EA₹N Credit Card. These cards do not require any income proof or credit history and are available to all types of applicants who meet the age requirement. You can get these cards by opening a fixed deposit account with IDFC FIRST Bank. 

Another option for students is an add-on credit card over an existing IDFC FIRST Bank Credit Card issued to the student’s family member. The add-on card can help students become acquainted with credit cards and begin their credit journey.

IDFC FIRST Bank’s Ashva and Mayura Metal Credit Cards as well as the FIRST Wealth Credit Card offer international lounge access via a Priority Pass membership. These premium cards are ideal for high-spending, travel-savvy customers who frequently travel abroad and seek added comfort during layovers.

• Ashva Credit Card: 2 international lounge accesses, every quarter.

• Mayura Credit Card: 4 international lounge accesses, every quarter.

• FIRST Wealth Credit Card: 2 complimentary visits to global airport lounges every quarter.

IDFC FIRST Bank offers several credit cards to suit your international travel requirements. These cards are designed to offer you a comprehensive benefit for your trips abroad. Here are the top picks for you: 

• Mayura Credit Card:

o 4 complimentary accesses to international airport lounges every quarter
o Zero forex markup fee on international transactions
o Interest-free cash withdrawals up to 45 days, making it as good as a forex card
o Comprehensive trip insurance worth USD 1200 against loss and delay of baggage and documents
o Free trip cancellation worth ₹50,000 twice a year, as well as air accident cover worth ₹1 crore

• Ashva Credit Card:

o 2 complimentary accesses to international airport lounges every quarter
o Low forex markup fee of just 1%
o Comprehensive trip insurance worth USD 1200 against loss and delay of baggage and documents
o Free trip cancellation cover worth ₹25,000 twice a year, as well as air accident cover worth ₹1 crore

• FIRST Wealth Credit Card:

o 2 complimentary accesses to international airport lounges every quarter
o Low forex markup fee of just 1.5% to avoid unnecessary charges
o Interest-free cash withdrawals up to the due date, making it as good as the forex card
o Comprehensive trip insurance worth USD 1200 against loss and delay of baggage and documents o Free trip cancellation worth ₹10,000 twice a year

These features enhance your travel experience and provide value-added services during your international journeys.

Several IDFC FIRST Credit Cards are suitable for movie enthusiasts, providing exclusive discounts on movie ticket bookings and reward points on entertainment spends. Here are the most popular credit cards for a memorable movie experience. 

• Mayura Credit Card: Enjoy a Buy-One-Get-One free offer on movie tickets with up to ₹500 off on the second ticket. The benefit can be availed twice in a calendar month.

• Ashva Credit Card: Avail a Buy-One-Get-One free offer on movie tickets with up to ₹400 off on the second ticket, twice in a calendar month.

• FIRST Wealth Credit Card: Enjoy unforgettable movie experiences using the Buy-One-Get-One movie ticket offer via the District mobile app and get up to ₹250 off on the second ticket twice in a calendar month.

• FIRST SWYP and FIRST EA₹N Credit Card: Enjoy a 25% discount on movie tickets on the District app.

An add-on credit card is a supplementary card issued under the primary cardholder’s account. It allows family members to use the same credit limit and access most features, such as reward points, fuel surcharge waivers, and more.

With IDFC FIRST Bank Add-on Credit Cards, add-on cardholders benefit from the same privileges while helping manage household or shared expenses under a single billing cycle. Moreover, spends on add-on cards are eligible for reward points with the primary card and the card holder can easily achieve accelerated reward points.